Self-made millionaire Steve Adcock retired early at 35 years old, and now lives a “happy, frugal” life in Arizona. Here’s what he regrets not doing sooner in life.
When my employer offered to promote me to a director-level role, I wanted to say"no"; I didn't feel confident and ready. But I decided to take the chance anyway.
I used to go through life assuming that people were watching my every move. As a result, I made decisions that I thought they — friends, family, colleagues, bosses and even strangers — would approve of. The general rule is to save 20% of your income, but if you can save 50% or more, that's even better. My wife was always a saver, while I loved to spend.
Perhaps the most drastic change was limiting our restaurant budget to $50 a month — a difficult task for me because I was so used to eating out every day.For a long time, I thought that your intelligence quotient determined your future success. I tried to impress people with my knowledge about random things.
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