ITVs Martin Lewis offers advice on sticking with fixed mortgages

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ITVs Martin Lewis offers advice on sticking with fixed mortgages
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Worried homeowners asked questions on his TV show

Consumer expert Martin Lewis has been giving advice on mortgages as worried homeowners asked questions on his TV show. The new Martin Lewis Money Show returned on ITV on Tuesday and the financial guru gave his verdict on whether you should stick with a variable mortgage rate or go with a fixed one.

READ MORE: ITV GMB: Martin Lewis forced off air by technical blunder while issuing energy bills advice Martin said that the two lines were "not in sync in recent times". "The fixed rates that you can get do not depend on the Bank of England base rate," he explained. "They depend on something called swap rates which are mainly based on the guilt rate, which you will have heard about in the news. The guilt rate is the cost of UK government borrowing.

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