Citizens Advice network has produced a nine-point checklist to help people approaching retirement understand their financial support options.
State Pension currently provides essential financial support for 12.6 million older people across the country, including more than one million retirees living in Scotland. This regular payment is available for those who have reached the UK Government’s eligible retirement age, which is now 66 for both men and women, and have paid at least 10 years of National Insurance contributions.
Retirement checklist Citizens Advice Scotland has a full guide to retirement planning which you can read here, below is a quick overview of what you should check as you approach retirement. 3. Check whether you're entitled to any new benefits - you might be able to get benefits like Carer's Allowance, Housing Benefit or a Council Tax Reduction.
6. Track down any pension providers that you’ve lost contact with - the Pension Tracing Service can help with this. Call them on 0800 731 0193 or use their online form to find a lost pension. 9. Consider leaving your pension pot to someone when you die - there will be tax implications for doing this, so you should talk to your pension provider or an independent financial adviser.
Retirement State Pension Checklist Financial Support Citizens Advice
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