Follow the 50-30-20 spending rule and get your finances back on track this summer
The ongoing cost of living crisis has put a dampener on many plans and activities for households this summer as many people try to make the most of the temperamental Scottish weather and enjoy activities that are either free or very cheap.
50-30-20 budget method To help people get their finances back on track this summer without compromising on the fun, Katy Simpson, personal finance expert at Virgin Money, explains the 50-30-20 budgeting method that is currently trending on TikTok. “Tackling those essentials enables people to have a better idea of how much money they have spare for saving and non-essential spending.”
30% fun - social activities, nonessential shopping, treats Katy explained: “Knowing what to spend money on is likely no issue but knowing which social activities to prioritise to help make money go further can be tricky. Try to get into the habit of being open about your finances with friends and family. Set boundaries, know when to say no and don’t feel bad for doing so.”
Danmark Seneste Nyt, Danmark Overskrifter
Similar News:Du kan også læse nyheder, der ligner denne, som vi har indsamlet fra andre nyhedskilder.
Amy Dowden to open up on cancer battle in BBC documentaryAmy Dowden will allow BBC cameras to follow her treatment for a documentary
Læs mere »
Risk factors for human papillomavirus infection, cervical intraepithelial neoplasia and cervical cancer: an umbrella review and follow-up Mendelian randomisation studies - BMC MedicineBackground Persistent infection by oncogenic human papillomavirus (HPV) is necessary although not sufficient for development of cervical cancer. Behavioural, environmental, or comorbid exposures may promote or protect against malignant transformation. Randomised evidence is limited and the validity of observational studies describing these associations remains unclear. Methods In this umbrella review, we searched electronic databases to identify meta-analyses of observational studies that evaluated risk or protective factors and the incidence of HPV infection, cervical intra-epithelial neoplasia (CIN), cervical cancer incidence and mortality. Following re-analysis, evidence was classified and graded based on a pre-defined set of statistical criteria. Quality was assessed with AMSTAR-2. For all associations graded as weak evidence or above, with available genetic instruments, we also performed Mendelian randomisation to examine the potential causal effect of modifiable exposures with risk of cervical cancer. The protocol for this study was registered on PROSPERO (CRD42020189995). Results We included 171 meta-analyses of different exposure contrasts from 50 studies. Systemic immunosuppression including HIV infection (RR = 2.20 (95% CI = 1.89–2.54)) and immunosuppressive medications for inflammatory bowel disease (RR = 1.33 (95% CI = 1.27–1.39)), as well as an altered vaginal microbiome (RR = 1.59 (95% CI = 1.40–1.81)), were supported by strong and highly suggestive evidence for an association with HPV persistence, CIN or cervical cancer. Smoking, number of sexual partners and young age at first pregnancy were supported by highly suggestive evidence and confirmed by Mendelian randomisation. Conclusions Our main analysis supported the association of systemic (HIV infection, immunosuppressive medications) and local immunosuppression (altered vaginal microbiota) with increased risk for worse HPV and cervical disease outcomes. Mendelian randomisation confirmed the link for
Læs mere »
Olivia Pratt-Korbel murder trial witness attacked at his home by masked knifemanBREAKING: A witness in the Olivia Pratt-Korbel murder trial has been attacked at his home by a masked knifeman. The assailant reportedly ‘kicked in the door’ of Nicholas McHale, who previously testified in support of child-killer Thomas Cashman.
Læs mere »
Latest on conference realignmentNEWS: SMU is another expansion target for the ACC, a source confirms to NicoleAuerbach. The league’s administrators are expected to review financials later today related to adding only Cal & Stanford and also all three. Conference realignment updates:
Læs mere »
EU increases gas storage in Ukraine to ease winter shortage\n\t\t\tJournalists in 50+ countries follow the constant flow of money made and lost in oil & gas while\n\t\t\ttracking emerging trends and opportunities in the future of energy. Don’t miss our exclusive\n\t\t\tnewsletter, Energy Source.\n\t\t
Læs mere »
EU raises Ukrainian gas storage to ease winter shortage\n\t\t\tJournalists in 50+ countries follow the constant flow of money made and lost in oil & gas while\n\t\t\ttracking emerging trends and opportunities in the future of energy. Don’t miss our exclusive\n\t\t\tnewsletter, Energy Source.\n\t\t
Læs mere »