RESEARCH suggests that last year, the average person in the UK spent over £500 on gifts alone during the festive period. But as the cost-of-living crisis soars, millions of families across the nati…
''Cashback payments are essentially delayed discounts, so if you don’t mind waiting slightly longer for a cashback payment, it’s a win-win situation!''We've all walked into a store without any idea what to buy - and then end up wasting hard-earned cash on items we're not one hundred per cent sure off.This, Patrick said, is where a list comes in handy.
“Making a list of the type of items you want to buy your friends and family members will help in the long run, as you will be less likely to pick an item out of desperation .''If you want complete transparency - try setting a budget with your friends and family.When looking for presents for your loved ones, it's best to create a list of ideasFor many, Christmas is a great opportunity to give pals and family funny gifts that represent inside jokes.
This means you won't be spending too much money on a novelty and cutting into your budget for items your loved ones actually want or need.Sharing his top tips, the guru said: “Saving your receipts is a great way to make your money stretch through January and post-Christmas blues.
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