Five ways to boost your income for free before this year ends.
As summer draws to a close and the nation prepares for the colder months ahead, now is the perfect time to check for any lost bank or building society accounts, forgotten pension pots or income top-ups, to give your finances a boost before Autumn. A cash windfall would also help ease the burden of the ongoing cost of living crisis.
CTFs are long-term, tax-free savings accounts for people born between September 1 2002 and January 2 2011, which the young person can then go on to access when they turn 18. People can ask HMRC for help to find a CTF if they are a parent or guardian of a child under 18 or if they are someone who is aged 16 or over and looking for their own CTF. More information can be found on GOV.UK here.
The Department for Work and Pensions estimates that around 850,000 families who were entitled to receive Pension Credit did not claim the benefit, collectively missing out on up to £1.7billion. You could also try mylostaccount.org.uk - a free service which brings together the tracing schemes of UK Finance, the Building Societies Association and National Savings and Investments into a single website.
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