BRITS will find it harder to borrow through credit cards and personal loans, according to The Bank of England. The warning comes after loan rates hit their highest level in six years last month. An…
How will spiralling borrowing costs affect Brits?
Some may turn to payday loans, which are usually given to people struggling to make their cash stretch until the next time they get paid. And if you can't pay it off in time you could face high late payment fees and marks on your credit file. Again the figures are average and take into account a variety of rates available, so your rate could be higher or lower still.The first thing borrowers can do is try to improve their credit score.Getting on the electoral register is a must when it comes to building a decent credit score.It is also wise to check the electoral roll for any errors.
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