Warning that tourists who cancel their holidays because of the severe European heatwave may not get a refund
But if you cancel your trip before you go on holiday, you are unlikely to get a refund because most insurance policies do not have a "disinclination to travel" clause.
That means you have to provide a serious reason for not going - which could be government advice against travelling to a certain country. "As soon as official guidance says it is dangerous to travel, that is when the 'curtailment' clauses for refunds kick in," Mr James said. But the Foreign, Commonwealth and Development Office is not currently advising against travelling to Spain, Italy or Greece because of the heat.Rory Boland, editor of Which? Travel, said: "If you have a medical condition that makes you particularly vulnerable to the heat and is covered under your travel insurance policy, you might be able to make a cancellation claim on this basis, but it would help your case to have a medical professional's opinion about your fitness to travel.
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