🔎 These are the best savings account interest rates available in the UK right now
Fixed rate accounts – sometimes known as fixed rate bonds – generally pay higher rates than easy-access accounts, though you have to lock away your cash for a set amount of time.
SmartSave offers the best fixed rate for a year at 5.71 per cent – though you have to have a minimum of £10,000 to open the account.What about Isas?All basic rate taxpayers can earn up to £1,000 interest in savings before it’s taxed and higher-rate taxpayers £500 – beyond this you are taxed.You can put up to £20,000 into one each tax year if you’re 16 or over, and the best easy-access account – from Shawbrook Bank – pays 3.78 per cent.
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