It may be sunny outside but Christmas is just around the corner. Gulp.
‘It is not worth getting yourself in debt over,’ says Gemma. ‘Christmas is about the little ones and about getting together with loved ones and having a meal together.
‘All the time I hear that people are getting stressed about Christmas. And I reiterate that it is one day of the year. ‘Here, Gemma shares her money-saving advice on how we can all spend that little less on gifts, decorations and food:, going to NCT newly-new sales for toys can be a brilliant resource. Or you can talk to other parents with different ages about
. This works really well for kids five years old and under as they don’t notice if something is in a box or is second hand.for puzzles and games for children. Poundland, the Works and B&M have a section where you can buy loads of little bits., you can save a lot of money with a homemade present. You can get a picture frame in Poundland, get some pretty paper and some glitter and create your own gift.
There are 14 weeks until Christmas, so think about where you can possibly make savings. Can you cut back on takeout coffee or weekend treats anywhere? It’s not possible for everyone, but definitely worth thinking about when you consider this:Put £15 a week away you’ll save £210Gemma, who lives in Essex with her partner and two children, adds that although she is financially comfortable now and has paid off her mortgage, years of scrimping and saving have left their mark.
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